Simplify your life & save time by consolidating everything into one banking platform
(Think banking, employee cards, bill.com, loans & Quickbooks all in one place)
0% Interest Loans
Free checking accounts
No minimum balance required & no hidden fees
Prevent overspending by creating & assigning budgets to managers right from your dashboard
0% Interest loans
Use our 0% interest business loans to accelerate your growth (no credit check or personal guarantee required)
Automated spend management
All your company’s expenses tracked & managed in one place
Budget-Linked employee debit cards
Keep your company out of debt & prevent your employees from overspending
Pay vendors via our free same-day ACH or we can mail them a check on your behalf
Our proprietary Text-to-Transfer technology saves time by allowing you to fund your employee cards & budgets via text message
Our two founders are prior business owners and software engineers who used 4 different financial software platforms to manage their business spend and to know where their business stood financially at any given time.
They decided to simplify things by creating an All-in-One banking platform that helps business owners manage their spend while allowing them to see how their business is doing financially by auto-categorizing transactions & generating real-time Profit and Loss statements.
Also being that our founders come from humble beginnings, instead of spending money on fancy buildings & large executive bonuses, SWIPEDOM passes on the savings to its clients by offering free accounts and 0% interest loans to help small businesses grow.
Your Money & Data is Safe
Your Money & Data Is Safe
Deposits are insured up to $250,000 through our partner bank Evolve Bank & Trust Member FDIC.
Real Person Support
Call (800) 899-4054 and talk to a real customer support agent Mon-Fri 9am-5pm EST.
Security & Privacy
We use bank-grade security encryption. Customer privacy is also a top priority & your data is highly secured.
Superior banking for superior results
Open an account online in under 10 min.
No hidden fees
No minimum balance required for free account
Checking account with budgeting capabilities
Budget-Linked employee debit cards
0% Fixed interest business loans available to every client
Business loans with no credit check or personal guarantee
Automatic generation of P&L statements
Designed to keep your business out of bad debt
Free Same-Day ACH transfers
Free incoming wires
SAVE ON FEES WITH OUR FREE BUSINESS CHECKING ACCOUNTS
No monthly fee
No minimum balance required
No hidden fees
Free same-day ACH
PREVENT DEPARTMENTS FROM OVERSPENDING BY CREATING SPEND BUDGETS
Create & fund department budgets right on your dashboard
You can assign budgets to managers for them to manage
Add employees to department budgets & issue them cards to control their spend
Track department spend in real-time & adjust it as needed
We auto-categorize your transactions to save you time
Helps close books in hours not days & integrates with Quickbooks
ELIMINATE EXPENSE REPORTS
85% of employees admit to lying on expense reports.* Avoid wasteful spending and save your accountant time by issuing employee cards for company expenses.
Expense reports are often submitted weeks after purchases were made, finance teams are unaware of what has been spent and unable to stop certain purchases before it’s too late.
ACCELERATE YOUR GROWTH WITH OUR 0% FIXED INTEREST BUSINESS LOANS
Receive your first $1,000 interest-free loan after you spend $25,000 on your employee cards. The more you spend the higher your interest-free borrowing power becomes.
No credit check or personal guarantee required
No more going to a bank & getting turned down for a loan
Funds available the next day
Improve your cashflow & business credit
Repay it back in 4 equal monthly payments
The only business loans with credit score protection
SAVE TIME & PREVENT WASTEFUL SPENDING WITH OUR TEXT-TO-TRANSFER TECHNOLOGY
Employees simply text SWIPEDOM the amount they need & the reason. We then route that text to their manager. When their manager replies "Yes", we fund the employee's card from that manager's budget in seconds.
STOP CHASING RECEIPTS
Cardholders are sent a text the moment they swipe their card to reply back with a photo of their receipt. We automatically collect & match receipts to transactions for you, saving you valuable time.
HOW IT WORKS
FUND YOUR SWIPEDOM ACCOUNT
Connect your traditional bank account & instantly transfer funds with a click
CREATE & FUND YOUR BUDGETS
Assign budget owners to the budgets you've created for them to manage accordingly
ISSUE & FUND CARDS IN SECONDS
Cards are issued & funded from budgets you've created, this prevents employees & departments from overspending
TRACK SPEND IN REAL-TIME
Overall company and individual budget spend is tracked in real-time for you to view in one place
AUTOMATE YOUR ACCOUNTING
Receipt collection, payment categorization, real-time reconciliation are all handled automatically
Stop employees & departments from overspending by creating & funding budgets, then issuing employee cards directly from those budgets
Improve your cash flow with our 0% interest business loans with no late fees, no credit check or personal guarantee required
No more sharing cards, issue & fund physical or virtual cards in real-time
View spend analytics & prohibit spend by categories if you want
Saves hours of work time by eliminating expense reports & processing employee reimbursements
Saves time by funding spend requests on-the-go via text message
Why accountants love us?
Close books in an hour, not days
Instant reconciliation, eliminates the need for expense reports & employee reimbursements
Integrates with accounting software
Auto-categorizes transactions & identifies wasteful spending
No more chasing receipts, we text employees to reply with pictures of receipts & auto-match them to their transactions
Tracks spend in real-time
Why managers love us?
It empowers them by giving them control of their own budgets
Eliminates expense reports
Issue Budget-Linked cards & funds to team members in real-time
View your budgets & team member's spend in real-time
Approve spend requests & fund cards on-the-go via text message
Prohibit spend categories
Why Employees love us?
37% experience cash flow problems & 10% have missed a credit card payment waiting for a reimbursement
49% are frustrated by having to pay for business expenses out of their own pocket & waiting for reimbursement
Company costs should never affect an employee's personal finances
25% have postponed or cancelled meetings because they couldn't cover the cost themselves
No worrying about loosing receipts with automated receipt capturing
Eliminates pesky expense reports